You have a contractual duty to cooperate with your own insurance company, but there’s no law in Oregon that requires you to help the insurance company of the person who turned your life upside down defend it’s case against you. It’s not unusual for an adjuster from the opposing insurance company to contact you “just to see how you’re feeling.” Then he or she will ask for a recorded statement. Never give the opposing insurance company any type of a statement. The adjuster or the insurance company’s attorneys will only try to use the voluntary statement that you agreed to give them against you in the future.
Premises liability is categorized under the law of negligence, and it involves the liability of owners and occupiers of land for injuries caused to other people by unsafe or defective conditions. All property owners and occupiers have a legal responsibility to maintain their property safely and carefully so as not to create an unreasonable danger to visitors. If the owner or occupier created the condition, knew of it or should have known of it, visitors must be made aware of it. If the property owner or occupier fails to do so, and a visitor to the property is injured by the unsafe or defective condition, liability could attach.